Money Maker | Consider Refinancing Your Home Or Secure Debt Consolidation Loan
MSN Money | There Are Many Secrets Relating To Saving Money On Clothing
47. Refinance
With interest rates being so low, consider refinancing your home and/or securing a debt consolidation loan.
You might have to come up with a new closing cost but once paid, you will have lower payments, better terms, and save thousands of dollars over the years.
48. Go Generic
When buying food, try some of the generic items. Unless you or your guests are connoisseurs of fine dining, they will not know if the green beans were generic or a top name brand. Once you add some butter, salt, and pepper, no one will know the difference except you - $79 per can versus $33 per can!
People do not realize that many generic brands are actually manufactured by name brand companies, just branded with a different name. In fact, companies such as those that make snack foods will have conveyor belts that run side-by-side one for the name brand and one for the generic brand. This is quite common and the only difference is the label and price.
49. Stock Up
As you shop, if you notice that a brand you and your family use on a consistent basis is on sale for a great bargain, stock up. As an example, if you use a particular type of shampoo costing $4.50 per bottle and you find it on sale for $2.50, go ahead and buy two bottles. You should only do this on items you know will be used.
50. Shopping for Clothes
There are many secrets relating to saving money on clothing. As a perfect example, rather than buy a matched suit for $450, buy the pieces separate. This will save you about $100 to $150. Additionally, buy several pieces that can be mixed and matched, giving you six outfits out of four pieces.
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