Save Money | For Every Payment You Pay Late, You Are Charged A Late Fee
Money Manager | Hundreds Of Dollars Are Wasted Every Year From The Average Home
55. Home Remedies
Before rushing off to see the doctor for a sore throat, try some home remedies or over the counter drugs instead.
For a sore throat, butter mixed with ginger and sugar makes a soothing healing pate.
A hot toddy before bed is great for a cold. Simply ask your family for their home remedies and try it. Sometimes a simple over the counter medication or herb will do the trick without costing you an expensive doctor's office visit.
56. Pay on Time
For every payment you pay late, you are charged a late fee, which can range from $25 to $50 or more depending on the company. Therefore, if you just made a $50 payment but it was paid late, nothing was paid toward the debt. Instead, the entire $50 went toward an unnecessary fee. To avoid spending unnecessary money, be sure you mail your check in time to avoid these fees.
57. Insulation
Hundreds of dollars are wasted every year from the average home due to improper insulation. Make sure there are no drafts coming from your window, door, or fireplace. Ensure your home has the appropriate level of insulation, which will make a HUGE difference in your utility bill.
58. Cancel Subscriptions
It is always fun getting your favorite magazine or book in the mail but you should cancel them or at least most of them. If you have several subscriptions, choose one or two to keep and cancel the rest.
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